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We take a holistic look at your business and its needs to create programs that are in line with the long term goals of your business, provide value for employees, and are within budget.

Providing great benefits gives your company a competitive edge and boosts employee retention.



The MFG Benefits Difference

Benefits Cost Management

Analysis makes the most of your benefits dollar based on YOUR needs.


Cutting-edge Technology for Benefits Renewal

Advanced quoting and renewal platform delivers the most accurate rates possible and securely stores employee data to streamline future renewals.

Local Full Time Benefits Advisor


Can meet with every employee/new hire one-on-one to explain benefits and save you time.

Save Company and Employees’ Time on Insurance Claims


We are the single point of contact for insurance claims inquiries and questions. Our renewal technology streamlines the process for current and future benefit enrollments.


Increase Your Bottom Line with Insurance and Benefits Plans


Our plan design capabilities include fully integrated benefit products to save you money.

They take an educational approach to managing our plan and offer exceptional customer service at competitive rates. Their personalized support for our employees has created value we would not be able to find elsewhere."

Julie Williams, HR Coordinator at RSVA




Major Medical

Major Medical insurance is one of the most crucial benefits that an employer can offer their employees. Not only does it allow your company to remain competitive in the eyes of the workforce, but also it projects the care you have about the health and wellbeing of your employees. The insurance industry is ever-changing. With its almost limitless plan design possibilities, ongoing legislative changes, and the like, it is nearly impossible for a business owner or a plan administrator to maintain their business’s Major Medical insurance without the expertise of a broker.



Group Dental insurance is a great ancillary benefit for employers to offer to their  employees. This is particularly beneficial to employees’ with one or more children. Dental insurance can be fully-funded by the employer, fully-funded by the employees, or somewhere in-between. Although Dental insurance is known to be less complex than Major Medical, there are still multiple levels of benefits that can be offered. Consequently, a broker’s ability to analyze and determine the benefits that best match your company is a must.



Group Vision insurance is another valuable ancillary benefit to offer to your employees. Being that not all people need Vision coverage, it can be offered on voluntary basis. This means that employees have the choice of whether electing this coverage makes the most sense for them. Moreover, those that do elect the coverage are responsible for fully-funding their benefits. Vision insurance coverage can also be fully-funded by the employer.


Long-Term Disability & Short-Term Disability

Short Term Disability is a type of insurance that pays part of your salary if you are temporarily disabled (not able to work due to sickness or off-the-job injury). Long Term Disability is a type of insurance that picks up when short-term disability expires and can cover part of your salary from 2-5 years (depending on your policy).


Section 125

A Section 125 (or cafeteria plan) allows an employer to set up benefit plans that are paid for by an employee’s pre-tax dollars. This gives employees an opportunity to have additions to their health insurance while saving them money.


Voluntary Programs

Voluntary benefits allow employees to purchase additional insurance products through
their company at rates that are lower than if they bought them on their own. Premiums
are paid from pre-tax dollars and deducted from the employee’s paycheck, making
payment simple and convenient.Voluntary benefits are also a way for employers to offer an added incentive to employees without having to pay extra. Everybody wins when voluntary benefits are a part of a company’s employee benefits package.

  • Accidental Insurance Plans

  • Critical Illness

  • Heart/Stroke Insurance

  • Cancer Insurance

  • Hospital Indemnity

  • Limited Medical Plans


Flexible Spending Accounts (FSA)

A Flexible Spending Account is set up through a cafeteria plan by an employer that allows an employee to set aside a portion of their salary to pay for medical expenses. Since the money is taken out in pre-tax dollars it offers an employee payroll tax savings.


Health Savings Account (HSA)

A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not subject to federal income tax at the time of deposit.

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National Association of Health Underwriters (NAHU)

Represents more than 100,000 licensed health insurance professional who service the health insurance needs of large and small employers as well as people seeking individual health insurance coverage.

National Association of Insurance & Financial Advisors (NAIFA)

Represents the interest of insurance professionals from every Congressional district in the U.S. It’s members assist consumers by focusing their practices on one or more of the following: life insurance and annuities, health insurance and employee benefits, multiline, and financial advising and investments.

Nevada Division of Insurance


Charged with protecting the rights of the consumer and the public’s interest in dealing with the insurance industry and is responsible for regulating the insurance industry for the state of Nevada.

California Department of Insurance

The mission of this organization is to ensure vibrant markets where insurers keep their promises and the health and economic security of individuals, families, and businesses are protected for the state of California.

Nevada Drug Card

A FREE statewide prescription assistance program available to all Nevada residents.

Foundation for Health Coverage Education

Organization whose mission is the simplify public and private health insurance eligibility information in order to help more people access coverage.

Society for Human Resource Management (SHRM)

The Society for Human Resource Management (SHRM) is the world’s largest HR professional society, representing 285,000 members in more than 165 countries. For nearly seven decades, the Society has been the leading provider of resources serving the needs of HR professionals and advancing the practice of human resource management. 


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